ATX Renovation Loans helps Austin buyers, owners, and investors turn overlooked houses into finished homes — with the financing, the contractors, and the strategy to get it done right.
Real completed renovations and concept renderings for homes we could finance — drag each slider to compare. Working with a listing agent? We'll build one of these for your active listing.
Completed renovation, financed with FHA 203(k).
Concept rendering built for an active MLS listing.
Completed renovation, financed with Homestyle®.
Move-in-ready homes get bidding wars. The ones that need work get you a better deal — if the financing keeps up.
A dated kitchen or a rough roof scares off buyers who only shop move-in-ready listings. That hesitation is your opening.
Roll the purchase (or refinance) and the renovation into a single loan instead of juggling savings, credit cards, and contractor invoices.
Investors and flippers can use private and hard money options built for speed, when a deal won't wait on a 45-day underwriting timeline.
Depending on the property, the buyer, and the plan, financing can include:
Want the full breakdown — program details and next steps? Visit Matt.Mortgage →
Before you finance a renovation, you need to know what's actually possible on the property — zoning, buildable area, and a real contractor lined up. That's what Juan Martinez and the HyveCity team built. Run a free feasibility check on your Austin address, then come back here to get the financing lined up.
Austin and nearby: Round Rock, Cedar Park, Leander, Georgetown, Pflugerville, Buda, Kyle, Dripping Springs, Lakeway, Bee Cave, Hutto, and Manor.
Get pre-qualified in minutes, or reach out directly with questions.